loan+letter=STUDY !

never knew that it would be sooo damn hard to ask for a loan. and the Interest rate just goes higher AND higher everytime we stepped into a new bank. I think they're evil ! from 6 something to 7 something to 8 something. I wish i knew elton john! then i can ask for his help. i know, why elton john, right ? well, he looks like he loves to waste his money and since he has plenty of money.. by giving some amount to me would not make a difference to his bank account ! but it is stupid and impossible. sigh*

i'm just hoping for a miracle now or A GENIE !!